Terms and conditions for using our website and insurance services.
Effective Date: June 9, 2026
Welcome to GIOK Agency. By accessing or using our website at giokagency.com or by submitting any form or inquiry, you agree to be bound by these Terms of Service ("Terms"). Please read them carefully.
GIOK Agency is an independent insurance agency licensed in the state of Utah, specializing in life insurance products including final expense, term life, and whole life insurance.
GIOK Agency provides insurance consulting, quote comparison, and application assistance. We are not an insurance carrier. Coverage is provided through third-party licensed insurance carriers and is subject to carrier approval and underwriting.
Submitting an inquiry does not guarantee insurance coverage. Final approval is determined by the insurance carrier based on underwriting criteria.
The information provided on this website is for general informational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional before making insurance or financial decisions.
By submitting your contact information through any form on our website or chat widget, you consent to be contacted by GIOK Agency via phone, email, and/or text message (SMS). You may opt out of text messages at any time by replying STOP. Consent is not a condition of purchase. Message and data rates may apply.
You agree to provide accurate, current, and complete information when submitting any form or inquiry. Providing false or misleading information may result in the denial of coverage or policy cancellation.
To the maximum extent permitted by law, GIOK Agency shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or our services.
These Terms are governed by the laws of the State of Utah. Any disputes shall be resolved in the courts of Weber County, Utah.
We reserve the right to update these Terms at any time. Continued use of our website after changes are posted constitutes your acceptance of the updated Terms.
GIOK Agency
Roy, UT
Phone: (801) 503-1757
Email: jake@giokagency.com